Malaysia · Residence without a local job

Malaysia My Second Home (MM2H)

Processing: 3-6 months
Cost: From MYR 1,000
Validity: Silver 5 years

Long-stay residence program relaunched under MOTAC in 2024 with Silver/Gold/Platinum tiers built around a fixed deposit plus a compulsory property purchase.

Requirements

Silver tier: USD 150,000 fixed deposit in a Malaysian bank + property purchase of RM 600,000+
Gold tier: USD 500,000 fixed deposit + property of RM 1,000,000+
Platinum tier: USD 1,000,000 fixed deposit + property of RM 2,000,000+ (includes work/business rights)
SEZ/SFZ tier: USD 65,000 deposit (age 21-49) or USD 32,000 (50+) for designated economic zones
Applicants aged 25-49 must spend 90+ cumulative days/year in Malaysia (sharable with dependents); no minimum stay for 50+

Restrictions

Silver and Gold tiers carry no employment rights; only Platinum permits work/business activity

Time and cost

Processing time: 3-6 months
Validity: Silver 5 years (renewable), Gold 15 years, Platinum 20 years
Cost: From MYR 1,000
Required
About MYR 1,000 to MYR 5,000 participation fee (by tier)
The deposit and property are refundable or retained assets, not fees.
Agent fees are optional.
Path to residency: Long-term renewable residence; MM2H itself does not lead to PR or citizenship

Documents

Valid passport
All pages, 12+ months validity
Fixed deposit certificate
Placed with a Malaysian bank after conditional approval
Property purchase documents
Sale and purchase agreement meeting the tier minimum
Police clearance certificate
From country of residence
Medical report and insurance
Local medical screening and health coverage

Tips

The 2024 relaunch replaced the RM 40,000 monthly offshore-income rule with deposit and property requirements
Up to 50% of the fixed deposit can be withdrawn for property, healthcare or education after approval
Property must be held for the duration of participation